Banking & Financial Services

Every OTP delivered.
Every call trusted.

WOCOM365 helps banks, NBFCs, insurers and fintechs deliver time-critical OTPs, automate EMI and collections reminders, verify caller identity, and resolve customer queries — securely, over Voice, WhatsApp, SMS, RCS and AI.

Security-first Verified sender ID API-first
100M+
Voice connections monthly
100M+
Messages delivered monthly
98.05%
Platform uptime
100+
Enterprise customers
The Challenge

In BFSI, a missed message can mean a missed payment

Customers ignore unknown numbers, OTPs arrive late, and collections calls get lost in the noise.

Calls going unanswered in a business contact center

Calls go unanswered

Unrecognised numbers get ignored, so collections and service calls never even connect.

Manual spreadsheet-driven customer outreach

Delayed OTPs, dropped transactions

Slow or unreliable delivery routes cause failed authentications and abandoned transactions.

Delayed OTPs and payment failures in BFSI

Manual, non-compliant outreach

Spreadsheet-driven reminders make it hard to prove consistent, compliant customer communication.

How WOCOM365 Helps

Built for every touchpoint in the financial customer lifecycle

From onboarding to collections, WOCOM365 keeps communication fast, verified and compliant.

Verified Business Caller ID

Truecaller Verified Business Caller ID shows your brand name on outbound calls, improving pickup rates and reducing fraud impersonation risk.

Reliable OTP & Transaction Alerts

High-delivery transactional SMS routes ensure OTPs and transaction alerts land in seconds, not minutes.

Automated EMI & Collections

Escalating reminders across Voice, SMS and WhatsApp based on payment status, without manual follow-up.

AI Voicebot for Balance & Loan Queries

Let an AI voicebot resolve routine balance and loan-status questions instantly, any time of day.

Secure E-Statements on WhatsApp

Share account statements, policy documents and renewal notices over WhatsApp, with delivery confirmation.

Branch & Campaign Virtual Numbers

Assign virtual numbers per branch or campaign to track response rates and route calls to the right desk.

The Platform

Every channel your customers trust, in one place

WOCOM365 brings Voice, Messaging and AI together for banks, NBFCs, insurers and fintechs operating at scale.

Voice

Cloud call centre, IVR call routing, virtual numbers and verified caller ID for outbound collections.

Messaging

Transactional and promotional SMS, WhatsApp Business API and RCS for statements and reminders.

AI

Voicebots, chatbots and conversation analytics that resolve routine queries around the clock.

Trust & Reliability

Communication that meets financial services standards

Infrastructure and practices built for institutions that can't afford downtime, a data misstep, or an unverified outbound call.

Security

Customer data protected at every layer of the platform.

Reliability

High-availability infrastructure built to stay up.

Compliance

Responsible communication practices by design.

Scalability

Built to handle enterprise transaction volume.

Case Studies

Better pickup rates, faster collections

A few of the ways banks, NBFCs and insurers are using WOCOM365 to build trust into every conversation.

BFSI · NBFC An NBFC improved collections call pickup rates with verified caller ID +

Outbound collections calls were going unanswered because customers didn't recognise the number. Verified Business Caller ID showed the NBFC's name on every call.

↑
Call pickup rate
↓
Repeat dial attempts
1
Unified collections view
BFSI · Bank A bank achieved 99%+ OTP delivery success on transactional SMS +

Switching to WOCOM365's redundant transactional SMS routes eliminated the delivery delays that were causing failed authentications and abandoned transactions.

99%+
OTP delivery success
↓
Failed authentications
<2s
Median delivery time
BFSI · Insurer An insurer automated policy renewal reminders across three channels +

Renewal reminders now escalate automatically from WhatsApp to SMS to a live call as a policy's expiry date approaches, without any manual tracking.

↑
On-time renewals
↓
Manual follow-up hours
24/7
Automated reminders
Customers

What BFSI teams say

FAQ

Frequently asked questions

How does WOCOM365 help banks and NBFCs improve OTP delivery?

WOCOM365 delivers transactional OTPs over redundant SMS routes with high delivery reliability, so time-sensitive authentication and transaction messages reach customers without delay.

Can WOCOM365 automate EMI and collections reminders?

Yes. WOCOM365 automates EMI due-date reminders and collections follow-ups across Voice, SMS and WhatsApp, with escalation logic based on payment status.

Does WOCOM365 help reduce call spoofing and fraud impersonation?

Yes. WOCOM365 offers Truecaller Verified Business Caller ID so customers see your business identity when you call, improving pickup rates and reducing the risk of fraud impersonation.

Can WOCOM365 integrate with our core banking system or CRM?

Yes. WOCOM365 is API-first and integrates with CRMs such as Salesforce and Zoho as well as engagement platforms like CleverTap, MoEngage and WebEngage, so customer data and conversation history stay in sync.

Does WOCOM365 offer AI voicebots for banking customer support?

Yes. AI voicebots and chatbots can handle balance enquiries, loan status checks and common service requests, and hand off to a human agent for anything that needs a specialist.

Ready to build trust into every conversation?

Talk to a WOCOM365 BFSI specialist and see the platform configured for your institution.